Commercial Portfolio Manager Lead

Summary

The Portfolio Manager Team Lead is responsible for leading and developing the Bank's Portfolio Managers while directly supporting Commercial Loan Officers. This role serves in a player-coach capacity, balancing leadership and technical guidance with active involvement in credit underwriting, relationship support, and portfolio administration.

The Portfolio Manager Team Lead partners closely with Commercial Loan Officers, Credit Analysts, Loan Operations, and Loan Assistants to provide exceptional customer experience. The Lead assists with maintaining portfolio quality, creating efficient workflows, and ensuring timely responses to customer needs. The position plays a critical role in supporting loan growth while maintaining sound credit quality and regulatory compliance. The Lead is involved throughout the loan and customer relationship life cycle, including financial monitoring, credit underwriting, risk assessment, covenant compliance, and preparation of credit presentations.

This position is well-suited for an individual who is focused on enhancing and building leadership and management skills, as well as skills in compliance and credit. This individual enjoys building relationships with loan officers and customers. The role provides hands-on exposure to team leadership responsibilities while supporting ongoing personal and professional growth.

The compensation minimum within the wage range for this position is $99,500 to $120,000 annually and will vary depending on what city the applicant works in. All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

DUTIES AND RESPONSIBILITIES:

• • Supervise commercial portfolio managers by providing coaching, training, performance feedback, and professional development
  • Maintain a proficient understanding of bank policies, procedures, and regulatory requirements to serve as a technical resource to the team in risk management and compliance
  • Provide feedback on credit memos, loan reviews, and other responsibilities to ensure bank procedure is adhered to and work is of high quality
  • Monitor progress of completion of annual reviews, problem loan reports, and construction loan reviews
  • Monitor progress of covenant testing and covenant compliance by portfolio managers
  • Review loan pipeline for Reg B compliance
  • Participate in Bank's Adverse Action Committee and provide feedback on reasons for denial
  • Responsible for monthly review of construction loan invoicing, reconciliation, and other reporting needs
  • Foster a positive and collaborative work environment through open communication and strong partnerships with coworkers
  • Manage and oversee assigned commercial credit portfolios, including full analysis of loan renewals, loan reviews, covenant compliance, borrowing base compliance
  • Assist Commercial Lending Officers with loan structuring, financial analysis, preparation of credit presentations, and submission of credit presentations
  • Monitor individual credit relationships to identify emerging risks, recommend appropriate actions, minimize potential losses, and support problem loan management when necessary.
  • Maintain ongoing communication with borrowers, lending officers, and other stakeholders regarding financial performance, credit needs, portfolio monitoring requirements, and loan servicing matters.
  • Assist with the collection, review, and completion of all required credit, regulatory, and compliance documentation, including financial reporting, CRA, adverse action, and other applicable requirements.
  • Participate in community involvement, business development, and Bank-sponsored activities.
  • Identifies and recommends changes to improve underwriting processes, workflows, and cross-functional communication to enhance efficiency, consistency, and customer experience.
  • Ensures compliance with Bank policies and all applicable regulatory requirements, including BSA/AML, OFAC, and privacy regulations.
  • Fosters a collaborative, team-first culture, contributing where needed to meet department and Bank objectives.

QUALIFICATIONS:

• Undergraduate degree in business, finance, economics, or a related field preferred.
• Minimum of four years commercial portfolio management or credit analysis experience required
• Prior experience mentoring, coaching, or providing functional leadership to other portfolio managers/credit analysts preferred

KNOWLEDGE, SKILL, ABILITY:

• Strong ability to read, analyze, and interpret individual and business tax returns; audited or reviewed financial statements; and internally prepared profit and loss statements, balance sheets, statements of cash flows, and cash flow analyses.
• Demonstrated ability to evaluate the risk of commercial loan requests through thoughtful, well-supported financial analysis and sound professional judgment.
• Thorough understanding of residential and commercial appraisals and their application in credit decisioning.
• High level of technical proficiency, including strong working knowledge of underwriting systems and Microsoft Word and Excel; experience with nCino is a plus.
• Ability to apply logical and critical thinking to define problems, gather and analyze data, establish facts, interpret technical guidance, manage multiple variables, and draw well-reasoned conclusions.
• Comfortable participating in meetings with lending officers and existing or prospective bank customers, as needed.
• Excellent written and verbal communication skills, with the ability to communicate clearly, thoroughly, and professionally with internal and external stakeholders.
• Strong organizational and time management skills, with the ability to prioritize and manage multiple projects simultaneously while maintaining accuracy, attention to detail, and quality within established timeframes.
• Self-motivated, dependable, and detail-oriented professional who follows through on responsibilities and produces high-quality work without compromising integrity.
• Collaborative and team-oriented mindset; demonstrates professionalism, builds positive working relationships, and represents the bank in a credible and positive manner.
• Proven commitment to confidentiality, with the ability to handle sensitive information in strict compliance with bank policies, procedures, and regulatory requirements.

WORK ENVIRONMENT:

Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to: Stoop (Bending body downward and forward by bending spine at the waist. This factor is important if it occurs to a considerable degree and requires full motion of the lower extremities and back muscles.) Kneel (Bending legs at knee to come to a rest on knee or knees.)

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.