Middle Market Banking - Portfolio Manager III

It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.

That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.

This position carries broad, end-to-end ownership of a commercial banking portfolio, from underwriting new and existing credit requests through the daily management of the book. The role requires sound, independent credit judgment and the ability to exercise discretion on complex, non-routine transactions with limited oversight. Success requires strong attention to detail, a high level of accuracy, and reliable follow-through on competing deadlines across a varied caseload. The person in this position will bring a well-developed sense of ownership and accountability, be comfortable operating with defined credit policy as a guardrail rather than a script, and be able to adapt quickly as deal structures, client needs, and market conditions change. This is a generalist role spanning multiple product types and client segments, well suited to an experienced professional who works efficiently and confidently in a fast-paced, deadline-driven environment.

As a Middle Market Portfolio Manager III, you will serve as a generalist credit professional responsible for the full lifecycle of an assigned commercial banking portfolio. You will underwrite new credit requests and existing renewals, structure and present complex transactions to credit officers, and negotiate credit terms and legal documentation directly with legal counsel, borrowers, and referral sources. On a day-to-day basis, you will manage the health of the portfolio, including testing financial and reporting covenants, reviewing and analyzing borrower financial statements, confirming and maintaining accurate risk ratings, and monitoring the portfolio for compliance with credit standards. You will also work closely with other areas of the Bank, including Credit, Loan Operations, Legal, and Executive Management, and support business development efforts. You will drive the overall success and growth of your assigned portfolio by deepening relationships with existing clients and supporting the acquisition of new ones

You will be asked to participate in community and business functions to ensure a positive image for the bank within the regions marketplace industry and industry specific groups, establishing referral contacts within the community is an important part of the role. Finally, you will build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.

• Bachelor's degree in related field or equivalent combination of education and experience.
• 7+ years of relevant experience in commercial banking.
• Related specialty or corporate banking or finance experience.
• Driving may be required with this position. Applicants must have a valid driver's license (may not be learner's, restricted or "to and from work" license) and driving history that meets the Bank's driver standards. This information will be verified in a Motor Vehicle Report.

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

• MBA or certification in the field.
• 10+ years of relevant experience in specialty or commercial banking.
• Industry specific credit background.
• Moody's Risk Analyst experience.
• Completed formal credit training program.
• Strong communication, writing, and sales skills.

Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.

• Proficient in Microsoft PowerPoint, Word and Excel.
• Identify key relationships to achieve strategic goals and provide strong credit knowledge.
• Clearly and enthusiastically convey information and ideas in a manner that engages and persuades clients.
• Well developed and proven organizational skills with ability to utilize time efficiently.
• Ability to make sound and timely decisions, to consistently deliver on commitments, and assume responsibility for results.
• Comfortable reviewing and negotiating loan documentation directly with legal counsel and borrowers on complex transactions.

Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly, and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• Primarily an in-office role with traditional business hours.
• Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
• Must be able to work additional hours outside routine business hours to the extent necessary.
• Must be able to travel - estimated at 25% of the time.

Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.