CRA Analyst II

This position can be located at Boise, ID, Omaha, NE, Sioux Falls, SD and Great West Center in Billing, MT.

What's Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

• Generous Paid Time Off (PTO) in addition to paid federal holidays.
• Student debt employer repayment program.
• 401(k) retirement plan with a 6% match.
• The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.

SUMMARY
The CRA Analyst II is responsible for managing CRA data processes including validating CRA eligible activities, creating analytic reports, and managing data quality control. This position assists with acquiring data from primary and secondary data sources, reviewing transaction documentation for data accuracy and creating and validating management reports. Additionally, this position works with business lines to increase the efficiency of data and documentation processes, assists with or manages examination preparation, and participates in planning for the regulatory change management process resulting from CRA reform and be a resource for the project and projects that come from that reform.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Conducts detailed reviews of community development loan, investment, donation, and service transactions for CRA regulatory eligibility.
• Ensures accurate data collection and participate in data quality control process for CRA regulatory reporting, internal audits, and regulatory examinations.
• Works with business lines and operations to ensure data accuracy and documentation of CRA eligible activities.
• Participates in CRA compliance self-assessments by creating charts and graphs of analysis results and assist line of business in monitoring CRA performance including site closure and opening assessments.
• Contributes the updates to the CRA Public File.
• Maintains current knowledge and understanding of applicable CRA regulatory precedents, updates, and trends.
• Utilizes compliance software programs to produce regular CRA data reporting and dashboards for management as scheduled or upon request.
• Advises in the updating of applicable policies and procedures related to regulatory change in CRA.
• Assists with CRA data-related training for Bank employees.
• Assists with regulatory examination prep and support.
• Prepares information for annual Assessment Area review to help determine the regulatory testing scope for the Bank.
• Performs second reviews of CRA Analyst I transaction reviews for feedback and performance improvement.

QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

KNOWLEDGE, SKILLS AND ABILITIES

• Ability to read, analyze, comprehend and interpret governmental regulations, technical procedures, general business periodicals, or professional journals.
• Ability to write business correspondence, training programs, and procedure manuals.
• Ability to apply policies and procedures.
• Ability to effectively present information in one-on-one or large group situations to employees of the organization.
• Ability to effectively communicate with supervisor.
• Ability to respond effectively to the most sensitive inquires or complaints.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
• Ability to review, analyze and resolve complex problems.
• Ability to apply common sense understanding and make risk-based judgment decisions to carry out day-to-day tasks.

EDUCATION AND/OR EXPERIENCE

• High School or General Education Degree (GED) required
• Bachelor's Degree in a relevant area of study preferred
• 1-3 years experience with CRA as a Community Development Officer, Manager, and/or Analyst preferred
• 1-3 years experience as a lender or processor for mortgages or commercial loans preferred

LICENSES AND CERTIFICATIONS

• CRACP - Community Reinvestment Act Certified Professional preferred

PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

• Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
• Sitting - Frequently
• Standing - Occasionally
• Noise Level - Moderate
• Typical Work hours - M-F (8-5)
• Regular and Predictable Attendance - Required