Commercial Credit Hub Analyst

STATUS: Non-exempt, regular full-time , 40 hours a week

Job Summary and Scope of Responsibility: Collect, review and analyze financial documents related to commercial loan requests. Prepare reports and summaries to assist account officers with underwriting loan requests and managing current relationships.

Essential Duties & Responsibilities: With or without reasonable accommodation must be able to perform all essential job functions as described below.

• Review documentation provided to ensure package is adequate to complete requested task. Contact relationship office to obtain missing information or clarification.
• Input (spread) the financial data into the PC-based analysis program.
• Monitor compliance with loan covenants and reporting requirements. Initiate appropriate follow-up when an out-of-compliance situations exists.
• Update the tickler system, as necessary, and forward documentation to Electronic Content Management.
• Input data from financial spreads into web-based risk model and complete the Moody's RiskCalc report.

Minimum Qualifications to Perform Essential Functions:
Knowledge, Skills and Abilities:

• Basic understanding of accounting principles.
• Effective math skills, including ratios, percentages, interest and amortization.
• Good judgment and problem solving skills.
• Ability to analyze and interpret financial data.
• Effective business writing skills.
• Professional demeanor, speaking and presentation skills.
• Proficiency at speaking, reading and writing English.
• Computer proficiency, including Windows and Microsoft Word, Excel and Outlook.

Experience and/or Education:

• Commercial credit analysis experience, preferred.