Sr Manager, Risk Management (Auto Finance)

As a Sr. Manager Pod Lead in the FS Business Risk Office, you will provide professional risk judgment that enables business partners to tackle major company challenges. In this role, not only will you lean into your analytical and problem solving skills by developing and deploying innovative solutions to mitigate risks to the Company, but you will also grow your strategic and influencing skills as you create and implement risk strategies that enable the Company to win in the market. You will help create order and sense out of complexity and enable confident, data-inspired decision making.

In this role, you will thrive in a cross-functional and collaborative environment that values unique perspectives, rewards innovation, and challenges the status quo. As an integral member of the team, you will have a high level of exposure across the division and partner closely with senior business and risk office leaders, technology, compliance, legal, and operational risk.

In your role, you will:

• Lead a team of high performing risk management professionals charged with managing Change Governance (Requirements & Controls), Control Evaluation, Issues & Events, Audits & Exams, and Access Management.

• Develop a deep understanding of business strategies, products, services, and risk profile;

• Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite;

• Analyze data to proactively identify risks and trends and provide insights that support internal customers in decision-making;

• Support internal business resource planning by providing transparency to audit and regulatory engagements and commitments;

• Provide guidance and advice to business partners on implementing risk policies and programs;

• Drive collaboration between the risk, compliance, operational risk, and other business support functions (e.g., legal, privacy);

• Ensure independent escalation of risk management gaps, issues, and concerns, including emerging risks and regulatory focus areas;

• Identify opportunities to improve risk management practices and develop solutions to perfect risk management, eliminate waste, and deliver an exceptional customer experience

Qualities of a Successful Candidate:

• Curious & Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and are a truth seeker. You make it your business to master the data and signals to drive innovative solutions that are grounded in evidence.

• Discerning & Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering the team away from impulsive or ill-informed decisions.

• Action-Oriented & Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won't set you back, because you'll stay focused on your goals. You're organized, are up for juggling multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do.

• Up for a Challenge & Fungible- Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges.

• Passionate & Customer-Focused - You are customer obsessed. You make it your business to understand their needs and their goals and are not satisfied with anything less than an exceptional customer experience.

• Communicative & Influential- You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to executive leadership.

• Collaborative & Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal.

Basic Qualifications:

• High School Diploma, GED or equivalent certification

• At least 5 years of experience in Financial Services or Risk Management

• At least 5 years of experience supporting internal business clients

• At least 3 years of experience in People Management

• At least 3 years of experience in project, process, or program management

Preferred Qualifications:

• Bachelors, Masters Degree, JD, or MBA

• 7+ years experience in Financial Services or Risk Management

• 5+ years of experience leading cross functional teams

• 5+ years of experience in People Management

• Experience with Financial Analysis, Econometrics, or Statistics

• Risk Certifications (CRCM, CAMS, CIPP, ABA Risk Management Certification)

• PMP Certification or Masters Certificate of Project Management (CPM)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).